I've been working on and off for a while on a disaster kit. I figure, if we're already paying $800 a year for homeowners insurance, which covers the risk of isolated disasters, it makes no sense to completely ignore the risk of large-scale disaster. The chance of a war, major epidemic, or whatnot is surely not all that much lower than the risk of a house fire, and costs much less to insure against. I think the reason most people don't consider this is because it takes some thought - you can't just write a check to an insurance company - and because it carries the taint of paranoia.
I'm not big on dwelling on the negative, and conjuring up particular images of why one might need such a kit. What matters is accepting that the risk is not zero, and actually having the kit. Not
talking about it, but actually having it. I say this because some people seem so preoccupied with fantasizing about disaster that they never actually do anything about it.
( Here's what it looks like. )